Covid-19 and Non-Performing Loan on Peer to Peer Lending: Study in Indonesian

EasyChair Preprint 9309

Abstract

This research was conducted with the aim of knowing and analyzing the amount of non-performing loans on online loans in Indonesia during the Covid-19 pandemic. The formulation of the problem in this study is whether covid-19 affects non-performing loans, whether inflation affects non-performing loans, and whether interest rates affect non-performing loans.This research uses quantitative research methods, secondary data sources. Secondary data is data obtained through websites, books and magazines. This research process uses multiple linear regression analysis and hypothesis testing. With covid-19 as an independent variable (X1), inflation (X2, and interest rates (X3) and non-performing loans as dependent variables (Y). The results of this study using SPSS, and testing hypotheses with a significant level (5%) showed that based on the t test, covid-18 variables, interest rates, and inflation, had a positive and significant effect on non-performing loans on online loans in Indonesia. 

Keyphrases: COVID-19, Inflantion, Non-performinloans, interest rates

@booklet{EasyChair:9309,
  author    = {Edi Pranyoto and Cherlita and Egga Wulandari and Rahmandika Tegar Pratama},
  title     = {Covid-19 and Non-Performing Loan on Peer to Peer Lending: Study  in Indonesian},
  howpublished = {EasyChair Preprint 9309},
  year      = {EasyChair, 2022}}