The Influence of Internal Banking Variables on the Level of Profitability of Bank Pembiayaan Rakyat Syariah (BPRS)

EasyChair Preprint 10770

Abstract

The profitability of a bank can be seen from the ROA variable. The higher the number of bank profitability, the bank can be said to have good profits as well. This study aims to explain whether the variables of KPPM, KAP, PPAP, NPF, BOPO, FDR, and Cash Ratio have an influence on ROA. The data used in the form of annual panel data for 4 years on 26 BPRS in Central Java Province were investigated using the Common Effect (CE) model. The findings prove that the variables of KPPM, KAP, PPAP, NPF, FDR, and Cash Ratio have a negative and insignificant effect on profitability (ROA). Meanwhile, the BOPO variable has a positive and insignificant effect on profitability (ROA).

Keyphrases: Bank Pembiayaan Rakyat Syariah (BPRS), Profitability, internal banking variables

@booklet{EasyChair:10770,
  author    = {Bella Putriana and Firdha Aksari Anindhy and Fitri Rusdianasari},
  title     = {The Influence of Internal Banking Variables on the Level of Profitability of Bank Pembiayaan Rakyat Syariah (BPRS)},
  howpublished = {EasyChair Preprint 10770},
  year      = {EasyChair, 2023}}